親愛的FRM學員：歡迎來到融躍教育FRM官網(wǎng)！
距離2025年8月8日FRM一級考期還有 天！
全國熱線：400-963-0708 
網(wǎng)站地圖
全國熱線：400-963-0708 網(wǎng)站地圖
全國熱線：400-963-0708 網(wǎng)站地圖
Brent Gulick, a credit analyst with Home Town Bank, is considering the loan
application of a small, local car dealership. The dealership has been solely owned by
Bob Justice for more than 20 years and sells three brands of American automobiles.
Because of the rural location, most of the cars sold in the past by the dealership have
been large pick-up trucks and sports utility vehicles. However, sales have declined,
and gasoline prices have continued to increase. As a result, Justice is considering
selling a line of hybrid cars. Justice has borrowed from Home Town Bank before
but currently does not have a balance outstanding with the bank. Which of the
following statements is not one of the four components of credit analysis Gulick
should be evaluating when performing the credit analysis for this potential loan?
AThe business environment, competition, and economic climate in the region.
BJustices character and past payment history with the bank.
CThe car dealership’s balance sheets and income statements for the last few years as well as Justice’s personal financial situation.
DThe financial health of Justice’s friends and family who could be called upon to guarantee the loan.
打開微信掃一掃
添加FRM講師
課程咨詢熱線
400-963-0708
微信掃一掃
還沒有找到合適的FRM課程？趕快聯(lián)系學管老師，讓老師馬上聯(lián)系您！ 試聽FRM培訓課程 ，高通過省時省心！
行業(yè)動態(tài)
職業(yè)發(fā)展
融躍動態(tài)
FRM協(xié)會動態(tài)
FRM最新公告
